Payment Gateway Integration
Payment Gateway Integration is a service that can be used to process Credit Card, Debit card and Net Banking transactions while accepting online orders from your customers. Payment gateways fulfil a vital role in the ecommerce transaction process, authorizing the payment between merchant and customer. Payment gateways are offered by different banks and other dedicated Payment Processors. The requirements for an account vary from service to service, with specific requirements described on the web sites of most gateway providers. This ensures that as an online business owner; now you can stay completely hassle free for handling payment by your customers.
Trust Worth Working of Payment Gateway
- Customer visit the merchant's website and place an order for the product/service he wants to buy, by clicking on the Submit Button or by entering the card details.
- When the customer places an order from the website, customer's web browser encrypt the information and pass to payment gateway provider server using SSL certificate (Secured Socket Layer.)
- The Payment Gateway forwards the transaction information to the payment processor used by merchant.
- The payment processor passes the same information to the card association eg: VISA / Master if the payment is through Card or redirected to respective bank page in case of Net Banking.
- The respective bank or credit card issuing bank receives the authorization request and does fraud and credit or debit check and then sends response back to processor with approved or denied status. And processor forwards the same response to the payment gateway.
- The payment gateway receives the response and forwards it to the merchant website. The acceptance and deny results of the order is displayed to the customer and accordingly the order is shipped.
- Once the payment is received by payment gateway provider, it settles the same payment to the merchant bank account which is registered at the time of signup and the whole process take generally 2-3 days
Spectrum Softtech Solutions Pvt Ltd, one of the leading reseller of CCAvenue, PayUmoney and also the channel partner of instamojo does Payment Gateway Integration for 5 major Credit Cards (MasterCard, VISA, American Express, Diners Club and JCB), 50 plus Debit Cards, 50 plus Direct Online Debit from bank account (Net Banking) and much more. We can do the payment gateway integration with your shopping cart so that you can easily process credit cards on your website. We utilize industry-leading technologies and protocols, such as 128-bit Secure Socket Layer (SSL) for Card Processing. Our payment gateway integration is a secure interface for customers to enter their credit card details online. Our mission is to provide quick, secure, affordable and complete e-commerce solutions to merchants wanting to transact on-line business and cost effectively enter the digital economy.
Why choose us?
- Highest Level of Security.
- Multiple Payment Options.
- Quick and Easy Integration.
- Efficient Customer Support Team.
- Simple & Affordable
For US Operations, We are familiar with most popular payment gateways like PayPal, Authorize.net etc.
The Payment Gateway Integration service provided by us comes with colorful features accompanying with CCAvenue, PayUmoney and instamojo.
- Accepting payments fast.
- Can link any existing savings or current account.
- Offering a wide range of payment options like UPI, Cards, Net banking and Wallet.
- Manage your transactions, refunds, disputes and settlements.
- Edit your business details, bank details, notification settings, webhooks and reporting easily at one single place.
- Integrated payment experience with Responsive design, Auto update and Easy integration.
- Multiple Currency Processing
- Multilingual Checkout Page
- Smart Dynamic Routing
- Comfortable and convenient checkout experience for repeat customers.
- Card Storage Vault
- Share a payment link on Whatsapp, Facebook, Twitter, Email, SMS for collect or make payments.
- Stringent internal checks on all payments
- Low payment failure rate
Try us, we guarantee you that you wont be disappointed.